Vehicle check
Vehicle check

Insurance Groups by Brand

Find the insurance group for any UK vehicle

Compare 169+ insurers with Confused.com – Save up to £517.83

What does our Insurance Group Check include?

Insurance Group Ratings

Find the official insurance group rating (1-50) for any UK vehicle model.

Compare by Brand

Browse all models from a manufacturer and compare their insurance groups.

Find Cheaper Options

Identify lower insurance group variants to save on premiums.

Premium Impact

Understand how the insurance group affects your likely premium costs.

Security Ratings

See what security features contribute to the insurance rating.

Performance Factor

Understand how the vehicle's performance affects its insurance rating.

Browse Insurance Groups by Car Brand

Select a manufacturer below to view insurance group ratings for all their models.

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Understanding Car Insurance Groups

Every car in the UK is assigned an insurance group from 1 to 50. Group 1 cars are the cheapest to insure, while group 50 cars are the most expensive. Knowing a car's insurance group before you buy can help you budget for running costs.

How Insurance Groups Are Determined

Several factors influence which group a car is placed in:

  • Vehicle value – More expensive cars cost more to replace
  • Performance – Faster cars are statistically more likely to be in accidents
  • Repair costs – Parts prices and labour time for repairs
  • Security – Standard security features like alarms and immobilisers
  • Safety ratings – Euro NCAP crash test results
  • Bumper compatibility – How well bumpers absorb impact in low-speed crashes

Insurance Group Ranges Explained

Here's a rough guide to what you'll find in different group ranges:

  • Groups 1-10 – Small city cars, older vehicles, low-powered hatchbacks (e.g., Fiat 500, VW Up, Skoda Citigo)
  • Groups 11-20 – Family hatchbacks, small SUVs, most mainstream models (e.g., Ford Focus, VW Golf base models)
  • Groups 21-30 – Larger family cars, performance variants, executive cars (e.g., BMW 3 Series, Audi A4)
  • Groups 31-40 – Sports cars, large SUVs, premium vehicles (e.g., BMW M Sport, Range Rover Sport)
  • Groups 41-50 – Supercars, high-performance sports cars, luxury vehicles (e.g., Porsche 911, Ferrari, Lamborghini)

Tips for Cheaper Car Insurance

If you're looking to reduce insurance costs:

  • Check the insurance group before buying a car
  • Consider lower-powered versions of the same model
  • Add approved security devices to potentially lower your premium
  • Compare quotes from multiple insurers – groups are a guide, not a fixed price
  • Consider telematics (black box) policies if you're a safe driver
  • Build up a no-claims bonus over time

Best Cars for New Drivers

New drivers typically pay higher premiums, so choosing a car in a low insurance group is essential. Look for:

  • Cars in groups 1-10
  • Engine sizes under 1.2 litres
  • Vehicles with good safety ratings
  • Popular models with cheap, readily available parts

Insurance Group FAQs

Insurance groups range from 1 to 50, with 1 being the cheapest to insure and 50 the most expensive.

They help insurers quickly assess the risk and likely costs of insuring different vehicles.

Factors include the car's value, performance, security features, repair costs, and crash safety ratings.

Higher-powered, more expensive cars with costly parts tend to be in higher groups.

Generally yes, but your premium also depends on your age, location, driving history, and other factors.

A car in group 10 will typically cost less to insure than the same person insuring a group 30 car.

The Association of British Insurers (ABI) and Thatcham Research rate each vehicle based on multiple factors.

These include performance, repair times, parts costs, safety features, and bumper compatibility.

Typically small city cars with low power outputs, such as the Fiat Panda, Skoda Citigo, and VW Up.

These are ideal for new drivers and those looking to minimise insurance costs.

Yes, modifications can move a car into a higher insurance group or require specialist insurance.

Always declare modifications to your insurer to avoid policy issues.

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